You are going traveling. You have lots of expenses to cover. You need to pay for your air fare, your accommodation, your food, your travel while away, cultural experiences and the list goes on. You want to save money so you decide not to bother with travel insurance. You are going on the trip of a lifetime so nothing will go wrong. It’s an unnecessary expense so you don’t need it. Wrong. Very wrong. Traveling with out insurance can be the biggest mistake you make when organizing your trip and a very costly one.

 

What is travel insurance? Well there are two kinds of insurance to look at when traveling.

1. Travel insurance, (sometimes called trip insurance) which covers cancellations, delays, lost baggage and emergencies.

2. Travel medical insurance protects you against any medical expense while traveling.

 

Ideally, you need a combination of the two when traveling. 

 

Imagine these scenarios:

You are in Darwin, Australia when a cyclone hits the area. The city is devastated by the cyclone and all services shut down. You have to be evacuated and sent home. Your travel insurance will cover you for this. You do have travel insurance don’t you?

 

Your luggage goes missing in India. You need to buy new clothes and fast. Can you afford it in your budget? Of course you can, you took out traveler’s insurance – didn’t you?

 

Or what if you go surfing in Hawaii and take a big wipeout? You are so severely injured you need surgery and major medical assistance, and then are airlifted home. But that’s okay – your travel medical insurance covers all that. You have got it, haven’t you?

 

Travel insurance is there to protect you in case bad things happen on your trip. It is a necessary expense. Overseas medical costs can be astronomical if you are not insured. And if you are injured in a developing country, medical attention may not be as good as at home. If you are insured you can get flown home and attended to at no cost.

 

Every year the government deals with thousands of cases of travelers being injured, falling ill or dying overseas. This is a distressing situation for all involved, but made even worse when the travelers are not insured, often leaving them with huge bills to pay. Hospitalization in other countries can cost over one thousand dollars a day. Medical evacuations can be in the hundreds of thousands of dollars and if you die in Europe, it can cost over ten thousand dollars to bring your body back home. If you do not have travel insurance you have to cover these costs yourself (or your family will have to find the money).

 

Travel insurance is a cost you need to budget for. If you don’t take it out, your medical expenses could cost a whole lot more. Insure yourself and travel safe.

 

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

There are many things to keep in mind when traveling, whether you are a budget traveler or not. You obviously want to keep what money you have for your trip rather than lose it or have it stolen. You also want to keep yourself and traveling companions safe from harm. Here are some tips to follow to ensure your trip is safe and enjoyable in a foreign country.

 

1. Have a valid passport and all visas required for your trip. Make two copies of your passport. Keep one in a separate part of your travel luggage and the other leave with someone at home.

2. Be aware of any travel warnings for the country you are visiting. Find out about security and safety conditions in your destination.

3. Secure travel insurance!

4. Ensure you have been vaccinated against any infectious diseases prominent in the area you will be traveling to.

5. To make sure you can be contacted in case of an emergency, make a copy of your itinerary and leave it with someone at home.

6. Travel light and don’t pack valuables that you wouldn’t want to lose. Leave your jewelry at home but take an extra pair of glasses if you can’t live without them.

7. Remember you are a foreigner when you travel. You are a guest in their country and therefore should abide by their laws, and to a certain extent, their customs. For example, if you are a female traveling in an Islamic state, be considerate of your dress. 

8. Try not to bring too much attention to yourself when traveling. Don’t go out looking like a tourist with a flashy camera and expensive clothes. Try to blend into the scenery.

9. Travel in a group where possible and in well known areas. There will be times you want to get off the tourist track, so make sure you always have a traveling companion with you.

10. Only carry small amounts of cash on you. Your credit card and travelers checks will pay for most things.

11. Watch out for pickpockets! Wear a money belt and keep your purse/wallet in the front of your body. Report any loss or theft immediately to the local authorities.

12. Don’t leave your luggage unattended. Apart from having it stolen or items from it taken, you could also become an unsuspecting drug courier.

13. If traveling with a partner, pack half your clothes in their luggage and vice versa. This way if one of you loses your luggage, you will still have some clothes. 

14. Lock your luggage and label everything.

15. Lock your hotel room. Keep money and valuables with you, not left unattended in your room.

16. When using public transport be aware of possible theft. If you are traveling overnight, secure your luggage and sleep on top of it if possible. It is not uncommon for tourists to be drugged while on trains and buses so don’t accept gifts of food or drink from strangers on public transport. 

 

If at any time you feel unsafe, whether it is on the streets or in your accommodation, get out. Follow your instincts. Stay safe when you travel by being aware of the dangers and obeying the laws of the country you are visiting.

 

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

Wouldn’t it be great to travel the world and get paid for doing so? When most people think about traveling, they think of the two outdated ‘travel models.’

1)    Work really, really hard and save a lot of money. Once you have ‘enough cash,’ you travel for as long as you can before going broke and getting another job (or go back to your old one).

2)    Travel as a part of your job. These would be low-paying jobs like working on a cruise ship, as a tour guide, bartender, adventure sport instructor, or simply getting a regular job in an exotic location. A better option, to be sure, but…

How can you travel wherever your heart desires, ‘working’ at something that fascinates you? The answer is closer that you may imagine, and a lot more attainable. No, you don’t have to sell anything to your friends or join a cult. I present to you option 3.

3)    Utilize simple technology to automatically provide people with value. For doing so, you make money.

Sound like fun? It definitely is.

The underground movement of travelers who hold no jobs and ‘work’ out of internet café’s and on laptops a few hours a day (or a week) grows larger every day. Here are some quick ways you can join this group.

•    Film your travel adventures and drive Internet traffic using your videos. You’re taking pictures and videos anyway, so why not make some money for doing so? Did you know you can use sites like YouTube and Flickr to send traffic to websites that will PAY you for the traffic?

•    Write about your travel adventures. Most ‘travel writers’ work like mad to make a few measly hundred bucks selling their stories to travel magazines. Instead, land a high-paying job on Elance or Guru… or better yet, post your stories to your own easy-to-create blog and make a Google Adsense income off of your readers.

•    Become a salesman for the biggest store in the world… Ebay! This is one of the most under-appreciated travel-income methods of all time. Most people think they have to ship a physical product on Ebay… which limits your inventory to what you could fit in your luggage or backpack. Unfortunately (fortunately for you!) this is completely wrong. You can sell digital products like e-books and courses on Ebay and never pay a red-cent for shipping. For physical products, you can also easily setup a fulfillment center that will ship your stuff without your ever having to lift a finger.

•    Drive internet traffic to sites using simple techniques. Can you get on an online forum and answer other people’s questions about a subject? Then you’ve got enough skill to drive internet traffic! If you send traffic to websites looking for customers on your subject, you can get paid for it.

Making an income while traveling isn’t as difficult as it may seem… you just need to take action on a few simple steps that not many people know about. Soon, you will be making more money while traveling than you would if you had a 9-5 job! The only thing stopping you is taking action.

**Attention Readers**

To get your copy of our free step-by-step guide showing you how to make money as you travel without ever holding a ‘job,’ visit http://www.moneyfortraveling.com. The expert authors at www.MoneyForTraveling.com have all made a substantial internet income while traveling or they have been hired and paid well to travel the world and will show you how to do the same.

**Attn Ezine editors/Site owners**

Feel free to reprint this article in its entirety in your ezine or on your site as long as you leave all links in place. You may not modify the content and must include our resource box as listed above. However, you may sign up as an affiliate at MoneyForTraveling.com and insert your affiliate links to earn income for your efforts.

So you’re going on a trip. Fantastic! Exciting! But what sort of trip are you planning to take? Is it for business or pleasure? Where are you headed? Who are you going with? Just what kind of travel experience do you want?

 

Traveling on a budget can give you all sorts of experiences, depending on a) your budget, b) where you want to go, and c) what you want to do. Everyone’s budget will be different, and traveling on a budget means knowing how much money you can afford to spend and sticking to that amount. So if you have a budget of two thousand dollars, your travel experience will be different from someone who has a budget of ten thousand dollars. It’s all relative to the dollar amount, but knowing some tricks to help you save money while traveling will make your dollars stretch further therefore increasing your travel experience.

 

Do you want to travel overseas? Do you want to travel around your home country? Do you want to stay in luxury accommodation or are you going to back- pack? Are you traveling with children or are you honeymooning? Are you traveling with a bunch of friends or are you keen to experience a group tour with strangers? Do you want to go to popular tourist sites or do you want to experience a destination’s way of living in remote areas? 

 

All these questions are things you need to ask yourself before you begin to plan your trip. You can either plan your trip with your budget in mind, or plan your trip, work out how much money you’ll need and save until you can get there. The first is probably a little easier to do because when the travel bug hits, you generally want to take off as soon as possible. Knowing your budget can guide you in making your decision of how and where you will be traveling. But if you have your heart set on a trip of a lifetime to an exotic island in the Pacific then you will need to save accordingly. It’s your choice.

 

Once you know what type of experience you are after, it’s time to work out the best way to get it on your available funds. Traveling on a budget is easier than you think these days. No longer does it mean living on stale food and sleeping in questionable accommodation. If you are wise and spend some time investigating deals to your chosen destination you could be able to enhance your traveling experience more than you thought possible. A bit of research will get you a long way when traveling on a budget.

 

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

Ever had the desire to quit your lame 9 to 5 job, tell your boss to shove it, pack up and start traveling the world?

All of us have had that desire at one point! The thing that stopped you was probably the same thing that stops most people: money.

“How will I pay for my flights, food, lodging, transportation, yada, yada, yada,” you asked yourself.

Don’t let these concerns bother you too much, because there is an underground, growing group of travelers who are utilizing some simple but hidden techniques to make significant incomes while traveling.

Here’s an overview of how we make money traveling and by landing travel jobs:

Underground Travel Income Method #1 – Traditional Travel Job - Hold a job that either a) pays for us to travel or b) is located in the place we wish to travel to. This is the lowest paying and most complicated method of all, but is the most commonplace.

Common jobs that pay for travels are for professional speakers, salespeople, package couriers, flight attendants, travel nurses/doctors, conservationists, cruise ship workers, etc.

Travel jobs located in the places we wish to go to can be any of the above, but also are specific to the location we travel to. There are some FUN jobs overseas that are looking for foreign workers!


Underground Travel Income Method #2 – Travel Writing – Travel writing jobs for magazines are more common than you may imagine. However, there are LOADS of other ways to write as you travel and make money, including blogging, picking up projects from sites like Elance and Guru, and writing travel guides, both online and offline.


Underground Travel Income Method #3 – Selling Affiliate Products – Using a simple website, you can drive online traffic to a product that will be of interest to your online followers. Don’t be intimidated by this! It can be as easy as using your very own Facebook or Myspace profile. Affiliate products typically pay 50% to 75%, so you can make a very healthy income for selling just a few objects.

Underground Travel Income Method #4 – Filming Your Adventures – If you’ve got the camera out and you’re taking pictures, why not switch it to ‘film’ mode and make money from it? You simply make a video of your destinations using iMovie or Windows Movie Maker, then use your videos to create a customer base!

Underground Travel Income Method #5 – Podcasting – If filming scares you off or intimidates you, you can make an iTunes podcast. It is easier than ever to get listed in iTunes and there’s a HUGE audience of podcast listeners. Simply talk about the places you visit two or three times a week and watch how your following grows… and how your bank account grows!

Underground Travel Income Method # 6 – Ebay – The common misconception about Ebay is that you have to sell a physical product to make money. Here’s the trick: You can set up a fulfillment house to ship your product (or hire your little sister or the neighborhood kid). All you have to do is create your Ebay post from an internet café and collect the money!

Take any one of these six ‘travel job’ methods, and there are hundreds of travelers all over the world making more money than they would at a regular ‘job…’ and they’re living it up at exotic, world-class destinations. Take your pick, and take action on the ideas here!

**Attn Ezine editors/Site owners**

Feel free to reprint this article in its entirety in your ezine or on your site as long as you leave all links in place. You may not modify the content and must include our resource box as listed above. However, you may sign up as an affiliate at MoneyForTraveling.com and insert your affiliate links to earn income for your efforts.